Members love Excite for it's personalized features, such as your own custom Excite start page. That's one reason we've teamed up with Ameriquest to offer a flexible, personalized loan approval process for our members. Ameriquest can help you qualify, even if other lenders have turned you down.

Ameriquest looks beyond the numbers and credit reports to regard you as an individual. After all, you're a homeowner. You've already shown you know what it takes to succeed. Even if others have turned you down, Ameriquest wants to give you the respect and credit you deserve.

Amerquest is different - and it's a difference that can save you time and money.

• Hard to prove income. Ameriquest has home loans that don't require traditional income documentation.

• Too much existing debt. Conventional lenders will turn you down if they think you have too much debt. Ameriquest has flexible lending guidelines that let them look at you as an individual.

• Less-than-perfect credit. Ameriquest specializes in debt consolidation even if your credit is not perfect. You're not alone. Ameriquest can help.

• Bankruptcy or Foreclosure. Even if you've had a bankruptcy or foreclosure in the past, Ameriquest will work hard to help you get the cash you need.

Although your aggregate monthly debt payment may decrease, this loan may increase both your aggregate number of monthly debt payments and the aggregate amount paid by you over the term of the loan. Ameriquest recommends you consult with a financial advisor before entering into any credit transaction to be secured by your home.